Business Insurance

Business Insurance Services

We will analyze your business, review your exposures and determine the coverage that will properly protect your company. Small to medium-sized companies benefit from a business owner’s policy (BOP) which combines basic coverages required in one policy, explaining their popularity. BOP’s are comprised of property and liability coverage and often include additional coverages based on the needs of the business. Premiums are generally less for this type of policy when compared to purchasing a collection of smaller policies.

For larger companies, DIB conducts a survey to properly diagnose exposures, risk and safety needs. We develop a plan to market your account and address any potential insurance gaps discovered during our review. In addition, a Broker Service Agreement & Contract will be written to address the specific needs of the company including safety training, labor compliance, claim management and a comprehensive checklist of services with dates of delivery.

We work with many carriers who provide coverage for small to medium-sized businesses, regardless of industry. DIB delivers competitive pricing for organizations in the following industries:

  • Commercial Auto
  • Contractors
  • Educational
  • Environmental
  • Financial
  • Habitational
  • Health & Fitness
  • Human Services
  • Management Liability
  • Manufacturing
  • Outdoor Products
  • Public Services
  • Real Estate
  • Recreation
  • Retail
  • Services Industries
  • Special events
  • Sports
  • Wholesale