LTD & STD

What is your employees' most important asset?

It's not their home, car, jewelry or other disposable holdings -- it's their earnings.

An individual's future plans -- from buying a home, putting their children through college or funding a retirement nest egg -- are based on earning income until they retire, regardless if they are a business owner or an employee.

What if they're unable to earn an income to support their family due to an injury that prevented them from working?

Disability insurance provides an income to your employees and their family if they are unable to work due to illness or injury that occurred outside of the workplace.

Over the course of their career, one out of three women in the workforce can expect to suffer a disabling illness or injury that can keep them out of work for 90 days or longer. For men, the odds are about one in four, while one out of seven will be disabled for five years or longer before retirement.

If you have a job, DIB will help you determine what your disability coverage needs are.

 

About DIB

Our goal is to protect you, your company and future owners. As you know, it’s about coverage first then obtaining the most competitive costs in the marketplace. As your broker, we will negotiate the best coverage with competitive pricing by negotiating directly with the carriers or with our wholesale partners.

we believe that if our clients are successful and we help add value to your bottom line then we have accomplished my goal.  Read More...