Business Insurance

We will analyze your business, review your exposures and determine the coverage that will properly protect your company. Small- to medium-sized companies benefit from a business owners’s policy (BOP) which combine basic coverages required in one policy -- hence their popularity.

BOP’s are comprised of property and liability coverage, and often include additional coverages based on the needs of the business. Premiums are generally less for this type of policy when compared to purchasing a collection of smaller policies.

We work with many carriers who provide coverage for small- to medium-sized businesses, regardless of industry. DIB delivers competitive pricing for organizations in the following industries:

Financial Industry Manufacturing Special Events Retail
Services Industries Wholesale Healt & Fitness Human Services
Public Services Habitational Outdoor Products Real Estate
Educational Sports Environmental Recreation
Contractors Commercial Auto Managemet Liability

For larger companies, DIB conducts a survey to properly diagnosis exposures, risk and safety needs. We develop a plan to market your account and address any potential insurance gaps discovered during our review. In addition, a Broker Service Agreement & Contract will be written to address the specific needs of the company, including safety training, labor compliance, claim management and a comprehensive checklist of services with dates of delivery.

 

About DIB

Our goal is to protect you, your company and future owners. As you know, it’s about coverage first then obtaining the most competitive costs in the marketplace. As your broker, we will negotiate the best coverage with competitive pricing by negotiating directly with the carriers or with our wholesale partners.

we believe that if our clients are successful and we help add value to your bottom line then we have accomplished my goal.  Read More...